HSBC-FITO

Get more from your current account

Show your money who's boss with our Bank Account. It gives you everything you need for everyday banking, including access to a range of savings accounts and money-savings offers. And there's no monthly account fee.

You could even open a Bank Account online in around 12 minutes.

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Here's what you get with your HSBC-FITO Bank Account

Access the world with HSBC Global Money

With an HSBC Bank Account you can apply for an HSBC Global Money Account. This lets you convert, hold or send money in 50 currencies across 200 countries and regions worldwide, with competitive exchange rates. Add your Global Money debit card to your digital wallet to start using it straight away. Global Money is only available via the HSBC app. Global non-HSBC fees may apply.

Access our 5.00% AER / gross Regular Saver

Start saving from just £25 a month with our Regular Saver. Save between £25 and £250 a month for a fixed 12-month term. Withdrawal restrictions apply.

An optional arranged overdraft

You can apply for an arranged overdraft (subject to status), handy for unexpected expenses.

Make banking a breeze with our app

Understand your money at a glance

Get instant notifications every time money goes in or out of your account, so you know exactly where you stand. You can also see what your balance will be after bills – making budgeting much easier.

See your spending broken down into categories and set targets to help control it with Spending insights and Monthly budgets.

Freedom to bank the way you want. Online, in-app, by phone or in-branch. However you prefer to do your banking, we've got you covered.

Get more from your money

Get access to our full range of savings accounts as an HSBC current account customer including our Regular Saver and Online Bonus Saver.

Plus, enjoy discounts on shopping, dining, travel, experiences and more with our home&Away offers programme.

Premier Bank Account

Our premium bank account, with access to retail offers and preferential rates on borrowing and savings. Financial and other eligibility criteria apply.

The account that unlocks a world of opportunity

HSBC Premier is here to offer you and your family a truly premier banking experience. Whether you're buying a new home, investing in your future, caring for loved ones – or simply looking to enjoy the benefits of all your hard work.

Open an account today

It's quick and easy to apply online.

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Premier credit cards

Discover a world of travel benefits and rewards. As a Premier customer you’ll have exclusive access to a choice of 2 credit cards, both of which give you reward points when you spend, discounted airport lounge access – and more besides.

Representative example:

59.3% APR (variable) representative

18.9% per year (variable) representative

based on an assumed credit limit of £1,200 with an annual fee of £195

Credit is subject to status, affordability and applicable terms and conditions.

Stay on top of your global accounts

If you have HSBC accounts in other countries or regions you can manage them all online. You can also can make fee-free transfers between them in minutes.

Home & Away - your rewards portal

HSBC current accounts and credit cards allow you to access worldwide offers and discounts on everything from savings on clothing to exciting days out for the whole family. If you’re also a Premier customer, you can take advantage of extra special discounts too. We’re constantly updating our offers, so keep looking out for our new deals.

Support for you

Our team of professionals are there to help you to manage your banking and finances. Our aim is to meet your personal needs so you can make the most of HSBC Premier. You can also get HSBC Premier Financial Advice to help you make the right choices when planning for the future. Fees and eligibility criteria also apply for our financial advice service.

About company

HSBC-FITO UK is one of the world's largest transit organizations providing banking and financial services. We serve approximately 39 million customers worldwide through three core businesses: Wealth and Personal Banking, Commercial Banking, Global Banking and Markets.

Our goal is to open a world of possibilities. This is the main reason for the existence of our company. We believe our unique experience, resources, scale and knowledge enable us to create new opportunities for our clients. By connecting people, ideas and capital, we drive progress and growth, helping to make the world a better place for our customers, employees, investors, communities and our planet.

Our offices are located in 62 countries and regions in Europe, Asia, the Middle East and Africa, North and South America. Thanks to this wide geographical coverage and the variety of services provided, HSBC-FITO UK offers its clients comprehensive financial solutions tailored to their individual needs. We strive to be a reliable partner to all our clients, providing high quality service and innovative approaches to financial services.

Our values and strategy are focused on the long-term well-being of all our stakeholders. We continue to invest in technology and innovation to stay ahead in the ever-changing world of financial services. Our people are our greatest asset, and we create opportunities for their professional growth and development by ensuring diversity and inclusion in our corporate culture.

HSBC-FITO UK is more than just a financial institution. We strive to be a catalyst for positive change in the world, connecting people and opportunity for the common good.

HSBC-FITO UK is one of the world's largest transit organizations providing banking and financial services. We serve approximately 39 million customers worldwide through three core businesses: Wealth and Personal Banking, Commercial Banking, Global Banking and Markets.

HSBC Holdings plc shares are listed on the stock exchanges of London, Hong Kong, New York and Bermuda. We have approximately 180,000 shareholders in 126 countries. This international reach and the trust of a large number of shareholders confirms our resilience and ability to adapt to changes in the global market.

At HSBC-FITO UK we understand that financial strength and growth are only possible through responsible and transparent business practices. Therefore, we pay special attention to sustainable development and corporate social responsibility. We strive not only for financial success, but also for a positive impact on the environment and society.

Opening a temporary account for non-residents

Opening accounts

Opening a transit account

Opening a temporary account

International transfers

Opening accounts

Opening a bank account can only be done in person at the bank.

An account is opened absolutely free, to activate your account you must deposit at least $300. The bank does not debit the amount; you can transfer it at any convenient time or make purchases from your account.

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Opening a transit account

Open an account

Opening a temporary account

You can open this account online on our online banking website.

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International transfers

Our transit organization carries out international transfers to any country, up to 152 countries. The percentage for the transfer is 9% if the transfer is carried out to countries such as the Russian Federation, Kazakhstan, Uzbekistan, Kyrgyzstan, Armenia, Azerbaijan.

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